Staging Your Danville Home? Avoid Doing These Things

With the economy struggling, many homeowners are doing what they can to hold onto as much equity in their home as possible. Many homeowners in Danville who are trying to sell their homes have chosen to try to stage it on their own in an effort to save money. If this is something you plan to do, consider these tips.

Living Room: Personal photos need to be kept to a minimum in the living room and throughout the home. Some homeowners have been known to display a frame with the manufacturer’s photo still inside. This is something you do not want to do. You want to remove any family photos, diplomas, or any other similar item. De-personalizing the room is essential. Replace personal items with decorative art.

Bedroom: Many staged homes present a throw across the end of the bed with a tea-for-two setting placed just right on top of the throw. Many experts will tell you that this idea is way overdone, and buyers know that you really do not live this way. Instead, go with a nice bedding set that accentuates the room. Include a long dresser, a chest of drawers, and two night stands at each side of the bed. If the room feels crowded with all the furniture, consider replacing the bed with a smaller one.

Bathroom: Do not over do the accents in this room. There is no need for bubbles in the tub and filled wine glasses sitting on the ledge. Do not decorate your toilet with a ribbon. It may sound silly but it has been done. Instead, buy a few new hand towels, remove any personal items, and replace your shower curtain with a new one.

Kitchen & Dining Room: If you want your home to stand out as being staged then a formal dining room set will do it. Less really is more here. Place a simple vase with flowers in the middle of the dining room table. Make sure your kitchen counters are clear of all clutter.

A home that is staged well will leave potential buyers with a feeling that it was not staged at all. A clean, de-personalized, clutter free home is what you want your home to look like when buyers view your home.

If you are ready to sell or buy a home, contact me by email or call me, Brad Gothberg, at (925) 648-5326. I have been a real estate professional for 23 years and my qualifications include the production of over $105 million in sales within the past 5 years.

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What You Have To Gain By Refinancing Your Danville Home

Interest rates at historically low levels and new loan programs have opened up the doors for many Danville residents to refinance their homes. There are many reasons to consider refinancing your home loan beyond the benefit of lowering your monthly mortgage payment. Here is what you have to gain by refinancing your home mortgage:
Reduce Your Rate and Term ̶ Keep Your Current Payment

If you are in a position to maintain your current monthly mortgage payment at its current rate, consider reducing the term of your loan when you refinance. Rates continue to remain low, and this may provide you with the option of reducing your 30-year mortgage to a 20-year mortgage with the same monthly payment amount.

Extract Your Home Equity

Are you facing big expenses in your future ̶ medical expenses, college tuition, or a major family event? When you are refinancing your loan, consider borrowing a few extra dollars to help meet your future expenses while interest rates are low.

Dump the ARM

If your current loan is an adjustable-rate mortgage (ARM), now is the time to refinance to a fixed-rate mortgage while rates are low.

Combine First and Second Mortgages

If you currently have two mortgages that when combined are less than 80% of the value of your home, consider taking a cash-out refinance to pay off your second loan. Keep in mind your monthly mortgage payment will increase as you will be paying more than just interest on the second mortgage. However, if the prime rate goes up in the years to come you will benefit.

If you are ready to sell or buy a home,contact me by email or call me, Brad Gothberg, at (925) 648-5326. I have been a real estate professional for 23 years, and my qualifications include the production of over $105 million in sales within the past five years.